What to know about insurance claims after Ontario’s flash flooding

As group successful southern Ontario survey nan harm done by aggravated flash flooding connected Tuesday, nan Insurance Bureau of Canada says residents request to fig retired what their policies cover.

Torrential rainfall deed Toronto and nan surrounding area connected Tuesday, flooding a awesome road and a cardinal transit hub amid rainfall warnings for overmuch of southern Ontario.

The bureau says immoderate kinds of harm will only beryllium covered if you’ve purchased optional sum connected apical of nan accustomed location aliases conveyance policy.

For example, erstwhile it comes to location insurance, overland flood sum is usually optional and covers circumstantial kinds of damage, specified arsenic nan benignant from overflowing lakes, ponds aliases rivers.

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It’s a akin communicative for vehicles damaged by upwind aliases water, which whitethorn beryllium covered if you purchased optional coverage.

The bureau says successful bid to statesman nan claims process, you should commencement by assessing and documenting nan damage, including by taking photos.