America's retirement havens: The best state to spend your golden years revealed - and it is NOT Florida

Forget Florida, it's Delaware that has been classed arsenic nan champion authorities to discontinue successful pinch its reasonable cost of living, affordable but high-quality healthcare, and debased crime levels. 

Nicknamed, nan First State, Delaware overtook nan historical status paradise of Florida which past came retired apical successful 2022. Last year, Iowa topped Bankrate's yearly status study. 

Meanwhile, Alaska has erstwhile again been branded arsenic nan worst authorities for Americans to walk their later years.

Bankrate classed each 50 states connected affordability, wide well-being, value and costs of healthcare, upwind and crime - and recovered nan champion and worst states for retirees were divided geographically. 

The Midwest and nan South are among nan states pinch nan apical 5 places to unrecorded while nan Northeast and West are location to nan bottommost 5 states, chiefly owed to  differences successful costs of living. 

Delaware is simply a peculiarly tax-friendly authorities for retirees pinch nary authorities aliases section income tax. The authorities does not taxation Social Security benefits while besides offering little spot taxes compared to nan remainder of state averaging $1,940 annually. 

'The authorities ranks good for group and taste diversity, arts and intermezo establishments per 100,000 residents and wide well-being. Compared to its population, it besides has a precocious stock of residents who are 62 and older,' said Alex Gailey of Bankrate. 

'Earthquakes, tornados, and hurricanes are besides rare, and nan ambiance is temperate. The state’s weaker spots are its costs of living, crime, and costs of wellness care,' Gailey explained.

'While Delaware is simply a pricier authorities to unrecorded in, it scores good successful each different affordability metrics we considered successful nan ranking: spot taxes, mixed authorities and section income taxation and homeowners insurance.'

Delaware besides has nan lowest complaint of poorness among group ages 65 and older successful nan US.

Following Delaware, West Virginia, Georgia, South Carolina  and Missouri are nan apical 5 states for status successful 2024, while New York, California, Washington and Massachusetts rounded retired nan bottommost five. 

Following Delaware, nan mini authorities of West Virginia ranked 2nd arsenic 1 of nan astir affordable successful nan federation pinch a debased costs of living, debased spot taxes and affordable homeowners insurance. 

It scored poorly for nan value and costs of wellness care, however, pinch precocious healthcare costs, and less healthcare establishments per 100,000 residents successful nan state.

Georgia moved up from 15th to 3rd spot connected nan rankings pinch nan costs of surviving successful nan Peach State having fallen importantly complete nan past year.

The value and costs of wellness attraction successful Georgia besides improved slightly, but wide well-being and crime scores remained mediocre this year.

Staying successful nan Sun Belt, South Carolina became much affordable compared to 2023 rising from 19th to 4th successful nan rankings. 

The authorities scored highly erstwhile it comes to upwind while scoring an 'average' standing for wide well-being and nan value and costs of healthcare. 

In 5th place, Missouri besides scored good for affordability, ranking good for costs of surviving and spot taxes. 

Affordability carries a 40 percent weight successful nan rankings. The authorities struggles pinch nan value of its healthcare, wide well-being, crime and earthy disasters.

Meanwhile, it is nan 2nd twelvemonth moving that Alaska has been classed arsenic nan worst authorities to discontinue - struggling pinch back-of-the-pack scores successful affordability and weather. 

New York, California, Massachusetts and Washington rounded up nan worst states to discontinue owed to nan inflated costs of surviving successful nan Northeast and Western US.

'For galore Americans, a comfortable status whitethorn feel retired of reach,' Gailey said. 'After battling elevated ostentation complete nan past 3 years, relocating to find cheaper lodging aliases a little costs of surviving whitethorn beryllium a bully replacement for retirees who person tighter budgets but want to discontinue comfortably.'